Financial Services & Digital Assets

Digital innovation creates traditional risks—and entirely new ones. Kirk Creek helps financial technology and digital asset companies understand where conventional insurance ends and specialized protection begins.

  • Policies and Key Risks Covered

    Digital asset and fintech companies operate at the intersection of financial services, technology and an evolving regulatory environment. Their insurance programs should reflect that complexity.

    Depending on your business model and exposures, coverage may include:

    Cyber Liability
    Protection against risks including data breaches, ransomware, privacy events, network interruption and incident response costs.

    Technology E&O / Professional Liability
    Coverage for claims alleging that technology, professional services or advice failed to perform as expected and resulted in financial loss.

    Directors & Officers (D&O)
    Protection for directors, officers and the organization against certain claims arising from management decisions, governance and fiduciary responsibilities.

    Crime, Fidelity & Digital Asset Crime
    Protection against certain losses involving employee dishonesty, social engineering, fraudulent transfers and, where specifically covered, theft of digital assets.

    Custody & Digital Asset Protection
    Specialized coverage may be available for organizations that hold, control, safeguard or otherwise have exposure to digital assets, private keys and custody arrangements.

    Employment Practices Liability (EPLI)
    Protection against certain employment-related claims, including discrimination, harassment and wrongful termination.

    General Liability
    Foundational business protection against certain third-party bodily injury, property damage and related liability claims.

    Business Interruption & Cyber Business Interruption
    Coverage designed to help protect against certain losses when a covered physical or cyber event disrupts business operations.

    Key Person Life & Disability
    Protection designed to help businesses manage the financial impact of the death or disability of a founder, executive or other individual critical to the organization.

    M&A & Transactional Risk
    Specialized insurance solutions may be available to address certain risks associated with mergers, acquisitions, investments and other corporate transactions.

    Start With Your Business Model

    A tokenization platform doesn't face the same risks as a custodian, payments company, asset manager or technology provider. Kirk Creek starts by understanding what your company does, where risk resides and how your existing insurance responds.

    Let's talk about your risks →

* Insurance services provided by Kirk Creek Insurance Services, LLC License BR-1917908